Your roof is a solid defense against the elements, making it quite an expensive investment. Nonetheless, there still comes a time where it fails due to constant exposure to the elements.
In cases where your roof suffers from unforeseen damages, especially a bad storm or other catastrophic calamities, your solution may be to file an insurance claim to take care of the needed repairs or roof replacement.
Unfortunately, insurance claims can sometimes be a headache, even just having the claim approved.
But worry less, here are three tips to help ease the whole process:
- First, know what your insurance policy covers
Terms and conditions for different companies vary; some companies may not cover roof repairs or replacements for homes that are 10+ years old, while some may only cover a claim based on the cause of the damage.
So, get to know what yours entails before you go ahead.
- Schedule for an inspection immediately
Right after the damage has occurred, maybe after the storm has passed, ask an expert to examine your roof and record the extent of the damage, take pictures, and document every damage.
You can also include a quote of the cost estimates to present to the insurance company.
- Now present the claim to the company
It is essential to contact the insurance company right after the damage has occurred and verified. This is because the damages can worsen while you wait.
With an expert report on the cause and extent of the damage, you have a high chance of your claim being approved.
Choose a professional company to help with your roofing insurance claim
Our services are efficient and timely, and designed to get your claim approved as quickly as possible.
Call us to find out more.